Purchase a Home

Home Loans from West Coast Funding and Real Estate Services Inc

At West Coast Funding and Real Estate Services Inc we work to make your home loan process as smooth and convenient as possible. Our experienced loan experts will be able to answer any of your questions and guide you through the home loan process. West Coast Funding and Real Estate Services Inc provides unparalleled customer service and has a proven track record of successful transactions with happy homeowners throughout California. In today’s challenging market, our negotiating skills, professionalism and aggressiveness are exactly what you need when looking to purchase your next home. Our team at West Coast Funding and Real Estate Services Inc will work with you from start to finish to keep you up to date with the details needed to feel confident with your transaction.  We will help guide you through the process and we invite you to become one of our many satisfied clients.

The Home Loan Process

LoanAgentSearchThe home loan process can be intimidating but our loan officers are here to help! The initial step in the loan process is a prequalification. Potential loan issues would be detected at this early point in the process.

After prequalification our loan officers will be able to estimate what your loan will look like for different properties. This includes down payments, annual payments, interest rates, etc. At West Coast Funding and Real Estate Services Inc we will be as transparent as possible throughout the entire home loan process. We recommend checking in with your West Coast Funding and Real Estate Services Inc loan officer often throughout the process. We are always here to help guide you through the home loan process!

 

Once you have selected a home to purchase, and have agreed upon a buying price, the loan process begins:

  1. Lock in your interest rate with your loan officer as soon as you have the property address. After this we will work with you to complete and submit your loan application.
  2. Once you have completed your loan application we will work with you to setup your loan file, verify your agreement terms, and verify your personal credentials (including employment, social security, and personal finances).
  3. After the initial approval, your loan officer will have all the details you need to finish your final loan approval.
  4. Once your file has been approved by the underwriter, your final loan information will be reverified as a precautionary step.
  5. Loan closing!

If you have questions about the home loan process or would like to get started, use the form below to contact our experts:

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